This is an empirical study of consumers' propensity to spend money, which basically considered the influence of gender and marital status. The objective was to find out whether there was uniformity in spending habit amongst the consumers. The researchers developed the Tendency to Spend Money (TSM) scale, which was used to retrieve data from respondents, while the model specification for the test of the three hypotheses formulated was Analysis of variance (ANOVA) and Fishers modified t-test. The result obtained from the test showed that all the null hypotheses of no effect of marital status, sex and interaction were rejected at 0.05 level of significance. This means that both sex and marital status have significant influence on consumers tendency to spend money. Furthermore, there was a joint effect of sex and marital status on money spending habit. In conclusion, apart from the general effect of sex and marital status influence on spending habit, specifically the men tend to spend more money than the women. This was as a result of the fact that they were bread winners in most household. The economic implication of this situation imposes more pressure on the men to always provide the means to sustain the family.